Conversation Questions about Money
Lots of discussion questions on the topic of money.
Financial Goals and Planning
- What's your biggest financial goal?
- What's a financial milestone you're proud of achieving?
- How do you prioritize short-term vs. long-term financial goals?
- How do you imagine your ideal retirement?
- What's your approach to saving for retirement?
- When do you think is the right time to start planning for retirement?
- How do you decide when to take on debt (e.g., for education, housing)?
- What strategies do you use to pay off debt?
Financial Success and Philosophy on Money
- How do you define financial success?
- Do you think money can buy happiness? Why or why not?
- How does your culture define financial success?
- What does financial freedom mean to you?
- How do you feel about the concept of "retiring early"?
- How do you balance spending on yourself versus spending on others?
- What's your perspective on the idea that "money is the root of all evil"?
- Do you think people judge others based on their financial situation? Why?
Money Lessons and Reflections
- How has your relationship with money evolved over the years?
- What financial lessons have you learned from your parents or grandparents?
- What's a financial habit you wish you had started earlier?
- What motivates you more: fear of financial failure or the desire for financial success?
- What's the biggest financial mistake you've ever made, and what did you learn from it?
Charity and Social Responsibility
- How do you decide how much money to give to charity?
- How do you feel about donating time versus money?
- How do you feel about the wealth gap in society?
- What responsibilities do wealthy individuals have toward society?
Budgeting and Spending
- What is the hardest part of creating a budget?
- How do you decide what is a "need" versus a "want"?
- How do you track your spending, and does it work for you?
- Have you ever regretted a major purchase? Why?
- How do you decide whether something is worth splurging on?
- How do you decide when to upgrade or replace something?
- What's your strategy for evaluating large purchases?
- How do you avoid falling into the trap of consumerism?
- How do you feel after making a major purchase?
Financial Education and Tools
- Where did you get most of your financial knowledge from?
- How do you evaluate the credibility of financial advice?
- What financial skills should schools prioritize teaching?
- What's one financial topic you wish you understood better?
- What's your favorite financial tool or app?
Relationships and Personal Finance
- How do you and your partner discuss money?
- What role should money play in a relationship?
- What's your approach to sharing expenses in a relationship?
- How much financial support should parents give their adult children?
- Should kids receive allowances, and why or why not?
- How do you support friends or family without enabling bad financial habits?
Investing
- How do you determine what's worth investing in?
- What's your comfort level with financial risk?
- What has been your biggest investing success?
- How do you educate yourself about different types of investments?
- What advice would you give to someone starting out with investing?
Saving and Emergency Funds
- What motivates you to save money?
- How do you decide how much to save each month?
- What's the most challenging part of building an emergency fund?
- How do you stay disciplined when it comes to saving money?
- What sacrifices are worth making to save for your future?
- How do you decide between saving for the future and enjoying the present?
Earning Money and Career Choices
- What motivates you to earn money?
- How do you decide what job or career is worth pursuing financially?
- Is earning a higher income worth sacrificing work-life balance? Why or why not?
- How do you determine your worth in the job market?
- Do you think a college degree is worth the cost? Why or why not?
- How do student loans impact career choices?
- How do cultural attitudes about money affect How we spend and save?
- What are your thoughts on having multiple sources of income?